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“No;butsomebodywassayin’hethoughto’startin’intradehere。“
“Don’tSamknow?Hegenerallyknowswhat’sgoin’on。’,“KnowsheregisteredfromPittsfield,Mass。,an’that’sall。Say,that’samightysmart-lookin’womano’his。“
“Vancealwaysseeshowthewomenlook,Where’dyouseeher?“
“Cameinheretheotherdaytolookupprices。“
“Wha’dshesay’boutsettlin’?“
“Hadn’tdecidedyet。“
“He’stooslicktohavemuchbusinessinhim。Thatwaxedmustachegives’imaway。“
Thediscussionhavingreachedthatpointwherehiswordwouldhavemosteffect,SteveGilbertsaid,whileopeningthehearthtorapouttheashesofhispipe,“Sam’swifeheerdthathewaskindo’
thinkin’someofgoin’intobusinesshere,ifthingssuited’imfirst-rate。“
Theyallknewtheoldmanwasachingtotellsomething,buttheydidn’tpurposetogratifyhimbyanyquestions。Theraindrippedfromtheawninginfrontandfellupontheroofofthestoreroomatthebackwithasoftandsteadyroar。
“Goodf’rthecorn,“MePhailsaidafteralongpause。
“Purtycold,though。“
Gilbertwastranquil-hehadashotinreserve。“Sam’swifesaidhiswifesaidhewasthinkin’someofgoin’intoabankhere-“
“Abank!“
“Whatinthunder-“
Vanceturned,withacomicallookonhislong,placidface,onehandstrokinghisbeard。
“Well,now,gents,I’lltellyouwhat’sthematterwiththistown。Itneedsabank。Yes,sir!Ineedabank。“
“You?“
“Yes,me。Ididn’tknowjustwhatdidailme,butIdohow。It’stheneedofabankthatkeepsmedown。“
“Well,youfellerscantalkan’laugh,butItellyebthey’saboomgoin’tostrikethistown。It’sgottocome……W’y,justlookatLumberville!“
“Theirboomisourbust,“wasMcPhail’scomment。
“Idon’tthinkso,“saidSanford,whohadenteredintimetoheartheselasttwospeeches。Theyalllookedathimwithdeepinterest。
Hewasasmallishman。Heworeaderbyhatandaneatsuit。“I’velookedthingsoverprettyclose-amandon’tliketoinvesthiscapital“(heretherestlookedatoneanother)“tillhedoes;andI
believethere’sanopeningforabank。“
Ashedweltupontheschemefromdaytoday,thecitizens,warmedtohim,andhebecame“Jim“Sanford。Hehiredalittlecottageandwenttohousekeepingatonce;buttheentiresummerwentbybeforehemadehisdecisiontosettle。Infact,itwasinthelastweekofAugustthatthelittlepaperannounceditintheusualstyle:
Mr。JamesG。Sanford,popularlyknownas“Jim,“hasdecidedtoopenan’exchangebankfortheconvenieneeofourcitizens,whohavehithertobeenforcedtotransactbusinessinLumberville。ThethanksofthetownaredueMr。Sanford,whocomeswellrecommendedfromMassachusettsandfromMilwaukee,and,betterstill,withabagofducats。Mr。S。willbewellpatronized。
Success,Jim!
Thebankwasopenbythetimethecorncropandthehogswerebeingmarketed,andmoneywasreceivedondepositwhilethecarpenterswerestillatworkonthebuilding。Everybodyknewnowthathewasassolidasoak。
Hehadtakenintothebank,asbookkeeper,LincolnBingham,oneofMcPhail’smultitudinousnephews;andthiswasacapitalmove。
EverybodyknewLink,andknewhewasaMcPhail,whichmeantthathe“couldbetiedtoinallkindso’weather。“OfcoursetheMcPhails,McIlvaines,andtherestoftheScotchcontingency“bankedonLink。“AsoldAndrewMcPhailputit:
“Link’sthere,an’heknowsthebankan’books,an’justhowthingsstand“;andsowhenhesoldhishogsheputthewholesum-over-
fifteenhundreddollars-intothebank。TheMcIlvainesandtheBinghamsdidthesame,andthebankwasatoncefirmlyestablishedamongthefarmers。
OnlytwopeopleheldoutagainstSanford,oldFreemeColeandMrs。Bingham,Lincoln’smother;buttheydidn’tcount,forFreemehadn’tacent,andMrs。Binghamwastoounreasoninginheropposition。Shecouldonlysay:
“Idon’tlike
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